Application

Members: Login and then click on Store on the upper right side of the page to purchase a year of coverage, which runs February 1 - February 1. You will be prompted to complete an application form before submitting payment.

The insurance is $28.00 per year ($18.50 + $9.50 administrative fee) for $2,000,000 coverage per occurrence, up to $5,000,000 annual aggregate.

Non-members who wish to purchase coverage can join or renew with CDABC as an Active member ($125 +HST, includes 12 CE credits to redeem in the popular CDABC CE Library) and then purchase the insurance for $28/year in the online Store. If you do not wish to join CDABC and would like insurance coverage, you can opt to source insurance companies and plans independently.

IMPORTANT: It is important to receive a receipt of payment, as it is evidence of your coverage, so please keep the auotmated receipt you receive after paying in the CDABC store.  Login now to purchase coverage for $28/year.

Insurance Information

In some provinces, malpractice insurance is a mandatory part of licencing, which indicates the importance of coverage. Although it is not mandatory in British Columbia, CDABC recommends that CDAs in British Columbia purchase their own malpractice insurance. Protect yourself against malpractice claims for less than $30/year. (Members can login and click Store to purchase coverage online.)

Since 1998, BC CDAS have been offered malpractice or professional liability insurance. When the program was first introduced over ten years ago, many dental assistants believed it was not necessary to protect themselves as the insurance policies held by their employer, the dentist, would always cover them.
 
Even though the scope of a dental assistant has broadened to include intra-oral duties that may increase the individual's exposure to risk, and despite the increase in shotgun lawsuits, it is a common thought that CDAs do not need coverage. However, CDABC recommends CDAs be covered by their own malpractice insurance policy. Just ask the six dental assistants practicing in Canada who made use of CDAA malpractice insurance since 2000.  

• The dental assistant damaged instruments and was sued by the dentist in an effort to recoup their loss. (Paid $1,444)
• A statement of claim was filed alleging the dental assistant owed a debt to the plaintiff. (Paid $495)
• The dental assistant was assisting a pedodontist with surgery. The child did not recover from the anesthetic. (Expenses of $3,857)
• The claimant sustained a dislocated jaw due to a procedure the dental assistant was involved in. (Expenses of $6,655 with $4,375 paid.)
• The claimant alleges that as a result of negligence on the part of the dental assistant, the claimant is experiencing pain and suffering. (Amount TBD.)
• The dental assistant and a dentist were working on a child, doing a normal filling. The dental assistant was placing a clamp and advised the child not to move their tongue. The child did move their tongue and the clamp slipped into their throat, choking the child. The dental assistant performed the Heimlich maneuver on the child and as a result, there were some broken blood vessels in the childÕs face. The mother took the child to the hospital and the child was later referred to a pedodontist. The mother is suing the dental assistant for the costs associated with the pedodontist. ($1,588 claim and $586 expenses.)

Their situations might be different, but the result is the same: dental assistants have been sued and some have benefited from the advice, legal support, and financial payments due to having their own malpractice insurance coverage.
  
Individual renewal notices for malpractice insurance will not be sent prior to the expiry of annual coverage. You can login as as a member and click on Store to purchase another year of coverage (February 1 - February 1).

Non-members who wish to purchase coverage can join CDABC as an Active member ($125 +HST, includes 12 CE credits to redeem in the popular CDABC CE Library) and then purchase the insurance for $28/year in the online Store.

It is important to receive a receipt of payment, as it is evidence of your coverage, so please keep the auotmated receipt you receive after paying in the CDABC. Login now to purchase coverage for $28/year.