CDABC's Professional Liability Insurance through Aon is now available to members for the 2017-18 period. The insurance runs from February 1st, 2017 to January 31st, 2018. At only $26, this is a fantastic benefit available to CDABC members. The insurance can be purchased in just a few clicks via the CDABC online store.

Why get insurance?

CDABC recommends CDAs be covered by their own malpractice insurance policy. As a professional in the dental industry, there is always the possibility of a malpractice claim or lawsuit. Regardless of fault, it can be costly, time consuming and negative for your reputation in the industry. Professional liability insurance safeguards you in these situations.

My employer provides me with coverage – why do I need more?

Many employers offer professional liability programs, but can you be certain of what their policy covers? There is also the possibility that their coverage may have lapsed or reached its claim limit, leaving you financially exposed in the event of a claim. Your own policy allows you a clear view of what your policy includes and for how much.

If you do contract work after hours, volunteer or even provide casual advice to a friend or neighbour, your employer paid policy may not cover you. You could be held financially liable for any work performed outside of your regular working hours.

Aon's Professional Liablity Program for Certified Dental Assistants of British Columbia

Aon's program, available to members of CDABC, includes broad coverage features and policies specific to dental assistants. Features include:

• Coverage the day you enroll on a claims-made basis
• Coverage based on when the claim is made. Even if the incident occurred before you had insurance, you are still covered!
• Zero deductible
• $2 million limit per incident
• Dedicated claims support

The insurance costs $26 and runs from February 1st to January 31st. Find out more information on the policy here.